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To illustrate how does Mortgage Saving Plan works Given a situation of our client:
| Total Payment (RM) | Total Interest (RM) | Total Principal (RM) | Total Tenure (RM) | |
| Before Applying Mortgage Saving Plan | 642,083.12 | 319,494.08 | 322,589.04 | 288 |
| After Applying Mortgage Saving Plan | 455,300.15 | 132,711.11 | 322,589.04 | 204 |
| Saving | 186,782.97 | 186,782.97 | 0.00 | 84 |
Illustration above show case study on Mr. Albert*, his outstanding balance for his mortgage is RM322,589.04 with 24 years servicing the mortgage.
Before applying Mortgage Saving Plan, Mr. Albert total payment is RM642,083.12 with interest amount of RM319,494.08
After applying Mortgage Saving Plan, Mr. Albert total payment is RM455,300.15 with interest only RM132,711.11
The total Saving Mr. Albert enjoy is RM186,782.97 and shorten his mortgage period by 7 years. Mr. Albert reduces his period by 7 years which provide more saving and freedom for his family.
(*Non-real name, to protect our customer privacy)
